Private assets, such as mortgage notes, business notes, structured settlements, or inheritance advances, represent valuable financial instruments that can be converted into cash to support business needs. For business owners, these assets often provide an untapped source of funding that can be leveraged without incurring traditional debt. Mortgage notes and business notes, in particular, are agreements where a borrower owes payments to a lender or seller. If you hold these notes, you can sell them to a private buyer or financial institution to receive a lump sum of cash upfront, rather than waiting for periodic payments over time.

Liquidating Mortgage Notes and Business Notes

Mortgage notes, secured by real estate, and business notes, which arise from the sale of a business, are among the most attractive private assets for liquidation. Selling these notes allows business owners to convert future payment streams into immediate working capital. This can be especially useful when cash flow is needed for expansion, inventory purchases, or other growth opportunities. Buyers of these notes assess their value based on factors like the remaining balance, payment history, and the borrower’s creditworthiness. Liquidating these assets can provide a quick, efficient, and flexible method of financing, allowing business owners to reinvest in their operations or address urgent financial needs without taking on additional debt.